Property & Asset Division in Florida Divorce

The house, the retirement accounts, the cars, the credit cards. We help you document an agreement that divides everything clearly — and covers the details people commonly miss.

How Florida divides property

Equitable distribution, explained

Florida uses equitable distribution. The law starts with the premise that marital assets and debts should be divided equally, unless there is a justification for an unequal split. When spouses agree, they can divide property however they choose — the key is identifying everything and documenting it correctly.

Mandatory financial disclosure

Florida requires both spouses to exchange financial affidavits and core financial documents. Complete disclosure protects the agreement — and you — after the divorce is final.

Common assets

What we help you address

The marital home

Sell it, have one spouse buy out the other, or keep it jointly for a period — with clear terms for the mortgage, refinancing, and deed.

Retirement accounts

401(k)s and pensions usually require a separate court order (a QDRO) to divide. IRAs are typically divided by a transfer incident to divorce.

Vehicles & personal property

Who keeps what, who pays remaining loans, and how titles are transferred.

Debts

Mortgages, car loans, credit cards, and tax obligations — and who is responsible for each.

Bank & investment accounts

How balances are identified, valued, and divided.

Business interests

Ownership, buyouts, and business debts in an agreed divorce.

Flat-fee options

Which package fits?

Accord Simple Split™

$1,595

Little or no property to divide — and no dispute about who keeps what.

Property Division FAQs

Do we have to sell the house in a Florida divorce?

No. Many couples sell, but one spouse can buy out the other or you can agree to keep the home jointly for a period — for example, until a child finishes school. The agreement should address the mortgage, refinancing, expenses, and what happens at the end.

What happens to retirement accounts in a Florida divorce?

The marital portion of retirement accounts is generally subject to division. Employer plans like 401(k)s and pensions usually require a qualified domestic relations order (QDRO), which we prepare as an $895 add-on to our flat-fee packages.

Is an inheritance marital property in Florida?

Generally no, if it was kept separate. An inheritance deposited into a joint account or used for marital purposes can become marital, so the details matter.

Who is responsible for debts after divorce?

Your agreement allocates debts between spouses, but it doesn’t change your contract with a lender. That’s why joint debts are often paid off, refinanced, or closed as part of the divorce.

Divide everything clearly — the first time

Start online or schedule a free 15-minute assessment to find the right package.

Start Online Schedule a Free 15-Minute Assessment

Prefer to talk? Call (352) 434-0222 or text us — after-hours messages are answered the next business day.

Flat fees apply only to qualifying, standard-scope matters after attorney review and acceptance of your case. Service-of-process charges, recording fees, mediator fees, valuation costs, experts, accountants, and other third-party charges are not included. Qualified Domestic Relations Order (QDRO) preparation is available as an $895 add-on. Unusual real-estate or title issues, substantial tax issues, and other advanced work are quoted separately. This page is general information, not legal advice. Contacting Accord Law Florida does not create an attorney-client relationship.